Use your Pirate Gold OneCard/tag campuswide.
Use your NCMC Discover debit card worldwide.

Both linked to the same FDIC-insured account.

The North Central Missouri College Pirate Gold OneCard program, powered by the Give Something Back NetworkSM, provides students, faculty and staff the convenience of carrying one card for all of your needs around campus and the NCMC Discover card for everywhere else off campus. Your Pirate Gold Card functions as a campus ID card as well as an FDIC-insured, prepaid card that works like cash on and off campus and no fees are charged for purchases.*

Pirate Gold OneCard

Your Pirate Gold OneCard/tag can be used for:

Your NCMC Discover debit card can be used for:

NCMC Discover debit card

*Other fees may apply; see cardholder agreement for fee schedule and privacy policy.

† Free withdrawals of financial aid from GSB ATM located in Ketcham Community Center.

Activate your Pirate Gold OneCard/tag and your NCMC Discover debit card.

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Click here to activate your card online, or call 866.979.9016 and follow the voice prompts to activate each card. You must do this before you can use your cards.

For your Pirate Gold OneCard, your temporary access code is the last four digits of the 16-digit card number.

For your NCMC Discover debit card, your temporary access code is the code printed on the card carrier plus the last four digits of your social security number.

When activating your Pirate Gold OneCard or your NCMC Discover Card, you can choose the same new PIN and Access Code for both cards making it easier for you to rember them.

Record (but don't share) your four-digit PIN — required when you make ATM withdrawals — and your 4 to 6-digit numeric access code — needed to log in to your account by phone or online.

*For help with activation, call our Customer Service number shown above.

Manage your account online.

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To manage your account online, log in to your account at the top of this page.

  • If you are a first time user, enter the 16-digit card number on the front of your Pirate Gold OneCard and the 4 to 6-digit access code you created on the phone.

Once you have successfully logged in to your account:

1. Click "Add Value to Card" to add funds from a credit/debit card or via bank transfer to your Pirate Gold Onecard/tag.

2. Explore the rest of the site! You can:

  • View your balance, reload and transaction history
  • Pay bills
  • Set alert notifications
  • Manage your profile
  • Change your address
  • Report a lost or stolen card/tag
  • And more …

Add funds to your OneCard/tag.

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  • Online: Log in above†.

    Grant your family and/or friends permission to add value to your account by visiting the "Family & Friends" link in the "My GSB Account" box.

  • By phone: Call 866.400.8627.

†You must have already activated your card/tag on the phone to log in to your account online. Refer to the "Activate your OneCard/tag" section above.


Report a lost or stolen card/tag.

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To report a lost or stolen Pirate Gold Onecard/tag or NCMC Discover debit card, call 866.979.9016 or log in† above and click the "Report lost card" link.

For your security, if a card is lost or stolen and reported to us, the card reported is locked. Don't worry — your funds are safe. If not found, you must get a new card at the Financial Services Department. You'll need to activate your new card over the phone.

  • Card replacement policy for Pirate Gold Onecard: $25
  • Card replacement policy for NCMC Discover debit card: $15

†You must have already activated your card/tag on the phone to log in to your account online. Refer to the "Activate your card" section above.

The Give Something Back Network.

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Heartland Payment Systems' Give Something Back (GSB) Network is a growing, nationwide network of cardholders, sponsoring organizations, and merchants making it easy to make purchases with your OneCard/tag or Discover debit card.

Since the Give Something Back Network and the Discover network are national networks, you can use your Discover debit card or OneCard/tag to make purchases at merchants across the country!

If you're on the go or out of town, remember you can use your Discover debit card to make purchases wherever the Discover Network or Give Something Back Network logo is displayed.

OneCard logo Discover network logo Give Something Back Network logo

Cardholder Customer Service: 866.400.8627

Need an ATM?Visit the GSB ATM in the Ketcham Community Center.
Want to sign up for Direct Deposit?
Use PayPal to shop online?
Forgot your PIN? Call 866.979.9016.
Lost or stolen card/tag? Let us know by calling 866.979.9016 or logging in to your account.
Need a new card/tag? Visit the Financial Services Department.
Tour the North Central Missouri College website.